NoCFO Integrates Salt Edge Pay by Bank in Finland and Germany

[Fintechnews Switzerland]

NoCFO, an AI-native financial management platform for entrepreneurs and small businesses, has partnered with Salt Edge, an open banking solutions provider.

The collaboration integrates Salt Edge’s payment initiation capabilities into the NoCFO platform. This allows users to complete financial workflows, including Pay by Bank, without leaving the app.

Launched in 2023, NoCFO was designed to simplify financial administration for founder-led companies. It also serves small business owners who manage their own finances or lack a dedicated finance team.

The platform uses automation to provide a consumer-style experience for complex business finance tasks.

Teemu Karuluoto, CEO and Co-founder at NoCFO, said:


Teemu Karuluoto

“With Salt Edge’s payment initiation, our users can approve and pay invoices, track cash flow, and handle their bookkeeping all in one place. They hardly need to log in to their bank anymore.”

The integration highlights NoCFO’s focus on simplicity and automation.

Its “swipe to approve” interface lets users complete transactions with minimal effort, while Salt Edge provides secure, real-time connectivity for payment processing.

The partnership also supports NoCFO’s expansion plans.

Currently serving around 3,000 active customers in Finland, the platform will enter the German market in 2026. Salt Edge’s PSD2-compliant coverage across more than 2,700 European institutions, including Finland and Germany, ensures functionality and compliance in both markets.

Virgiliu Bodrug, Pay by Bank Expert at Salt Edge, said:


Virgiliu Bodrug

“By embedding our Pay by Bank solution, NoCFO is closing the loop on the financial administration process, allowing entrepreneurs to stay within their core platform, maximise automation, and improve efficiency. We are proud to support their growth and expansion into Germany.”

Featured image credit: Edited by Fintech News Switzerland, based on image by brillian via Freepik

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